Portland Mortgage Broker
Who Explains Every Step.

Do Good Mortgage is an independent mortgage broker based at 5980 NE 37th Ave in Portland, Oregon (97211). It is led by Clint Elliott (NMLS #239388) and is a DBA of C2 Financial Corporation (NMLS #135622). The team helps borrowers in Oregon and Washington with home purchase loans, refinancing, and FHA, VA, conventional and reverse mortgages. Meetings are by appointment; call 503-505-9913.

A mortgage broker compares loan options from multiple wholesale lenders instead of offering only one bank's products. That can mean more loan programs to choose from and pricing you can compare side by side. Do Good Mortgage shops your loan with several lenders, explains the options in plain language, and shows every cost on your Loan Estimate.

It depends on the loan program. FHA loans allow 3.5% down with a credit score of 580 or higher. Some conventional programs for first-time buyers allow 3% down. Eligible veterans can use a VA loan with no down payment. Local down payment assistance may also be available. A free strategy call will show which options fit your savings.

Minimum scores vary by loan type. FHA loans typically require 580 for 3.5% down, or 500 with 10% down. Conventional loans generally require 620 or higher. VA loans have no official minimum, though most lenders look for about 620. A higher score usually means a better rate, and we can suggest steps to improve your score before you apply.

A typical purchase loan closes in about 21 to 30 days from application, depending on how quickly documents come in and on lender turnaround. Pre-approval can often be issued within one to two business days once we have your documents. We keep you updated at each step.

Yes. Do Good Mortgage helps eligible veterans, active-duty service members and surviving spouses use VA loans in Oregon and Washington. VA loans offer no down payment for eligible borrowers and no monthly mortgage insurance. We help with every step, from the Certificate of Eligibility to closing.

Do Good Mortgage is based in NE Portland and helps borrowers throughout Oregon and Washington, including the Portland metro area and Vancouver and Clark County, WA. Clint Elliott (NMLS #239388) is licensed in both states.

Look for a licensed broker who explains your loan options clearly, answers questions quickly, and shows you the full cost before you commit. Do Good Mortgage, led by Clint Elliott (NMLS #239388), holds a 5-star Google rating and was recognized in Willamette Week's Best of Portland readers' poll for Best Mortgage Company: Runner Up in 2024, Second Place in 2025 and Finalist in 2026.

Start with a free strategy call at 503-505-9913 or team@dogoodmortgage.com. Clint Elliott (NMLS #239388) reviews your income, credit and debts, then issues a pre-approval letter, often within one to two business days of receiving your documents, at no cost and with no obligation.

It depends more on your own finances than on market timing. Buying when you have stable income, solid credit and a payment that fits your budget matters more than trying to predict rates. A pre-approval is a helpful first step because it shows what you can afford today.

An FHA loan is a mortgage insured by the Federal Housing Administration. It lets buyers purchase with as little as 3.5% down and a credit score of 580 or higher, with more flexible qualifying rules than many conventional loans. Do Good Mortgage can walk you through FHA limits and costs for your county.

Yes. Do Good Mortgage helps homeowners in Oregon and Washington refinance to lower their rate or payment, change their loan term, or take cash out. Clint Elliott (NMLS #239388) runs the numbers first, including closing costs and break-even time, so you can see whether refinancing makes sense.

The first consultation is free with no obligation. Broker compensation is paid either by the lender or by the borrower under terms disclosed upfront, and every cost appears on your Loan Estimate so you can compare before you commit. Call 503-505-9913 or email team@dogoodmortgage.com to get started.