We are based in NE Portland, minutes from the I-5 and I-205 bridges, and meet by appointment in person, by phone or by video.
Loan Options in Washington
- Home purchase loans for primary homes, second homes and investment properties.
- Conventional, FHA and VA loans — VA is especially relevant for the many veterans in Clark County.
- Rate-and-term and cash-out refinancing.
- Reverse mortgages for homeowners 62 and older.
- First-time homebuyer guidance, including Washington assistance programs where eligible.
Oregon vs. Washington: What Changes
Buying across the state line raises different questions. Washington and Oregon differ in property taxes, income taxes, closing practices and costs such as excise tax on real estate sales. Loan limits are set by county. If you are moving between states, or you work in one and buy in the other, we will make sure your loan estimate reflects the right local costs and that your income documentation is handled correctly.
Working With a Broker in Clark County
Because we compare options from multiple lenders, you see more than one rate sheet. We coordinate with your agent and the escrow or title company, and keep you updated from pre-approval through closing.
How Working With Do Good Mortgage Works
Do Good Mortgage is a mortgage broker based in NE Portland. Instead of offering a single bank's products, a broker can compare loan options from multiple wholesale lenders and help you choose the one that fits. You work with one point of contact from your first question through closing.
- Strategy call. We talk through your goals, timeline, income, and savings. No pressure, and no application required to ask questions.
- Review and pre-approval. With your permission we review credit, income and assets, then explain your options in plain language, including estimated payment and cash to close.
- Compare options. We shop lenders and loan programs and show you the trade-offs between rate, points, and lender credits.
- Underwriting to closing. We gather documents, coordinate with your agent, escrow and the lender, and keep you updated so there are no surprises.
After your loan closes, Do Good Mortgage makes a donation to a local nonprofit, part of our belief in mixing good business with good deeds.
Frequently Asked Questions
Are you licensed in Washington?
Yes. Clint Elliott, NMLS #239388, is licensed in Oregon and Washington.
Do I have to come to Portland to meet?
No. Many clients meet by phone or video, and documents are handled securely online. In-person meetings at our NE Portland office are by appointment.
Can I use a VA loan in Vancouver?
Yes, eligible veterans can use VA loans anywhere in Washington, subject to property and program requirements.
Is there down payment assistance in Washington?
Washington offers assistance programs with eligibility requirements. We can help you see whether you may qualify.
Talk With Clint About Your Loan
Every situation is different, and the right loan depends on your income, credit, savings and goals. Call or text 503-505-9913, or book a free strategy call. Ready to start? Begin your application online.
Do Good Mortgage
5980 NE 37th Ave, Portland, OR 97211
Meetings by appointment · 503-505-9913
Clint Elliott, NMLS #239388 · Licensed in OR and WA